Financial Insights to Fund, Grow, and Run a Better Business
Practical CFO thinking on cash flow management, SME growth, and strategic decision-making, built for founders who want to scale without breaking
Start Here
If you’re not sure where to begin, these core concepts will give you the biggest shift in clarity the fastest.
Controlling the Controllables Focus on what actually moves your business, and stop wasting energy where it doesn’t. Learn how to gain clarity, act earlier, and stay in control under pressure.
Understanding Your Numbers If you don’t understand your numbers, you can’t control your business. Stop “Growing Broke”. Download practical guide to the Bucket Accounting System and see what is actually driving your business profit
Avoid the Valley Of Death Most businesses don’t run out of opportunity, they run out of cash before they reach the other side. This is a practical guide to recognising and navigating the stage of growth where increasing complexity and pressure can quietly derail a business before it stabilises.
Funding & Grants
Looking for funding opportunities, grants, or support programs?
Explore our full funding library with opportunities, eligibility insights, and application guidance.
Financial Insights to Fund, Grow, and Run a Better Business – Browse by Topic
📊 Cash Flow & Numbers Understand your money, where it’s going, and what’s coming next. 👉
📈 Growth & Profit Grow revenue without losing control of margins or SME profit stability. 👉
🚀 Starting & Staying Afloat Get set up properly or regain control when cash flow feels tight. 👉
🏗 People & Operations Build the team, systems, and structure that reduce founder dependency. 👉
🧠 Decisions & Direction Focus on what matters and make better strategic business decisions.👉
💡 Business Support Programs Explore government programs, initiatives, and practical resources for Australian businesses. 👉
Not sure what actually applies to your business? To get a clearer view of your funding and growth options, simply email or call me.
📊 CASH FLOW & NUMBERS
If you don’t understand your numbers, you can’t control your business.
How fast can your business afford to grow
This session looks at your cash conversion cycle to see if this is adversely impacting how fast can your business afford to grow
Why a Tyre Pressure Monitoring System is Like a Financial Forecast
Learn why a Tyre Pressure Monitoring System is Like a Financial Forecast
2024 Business Tax Tips
With the end of the tax year fast approaching, here are 8 business tax tips to legally minimise your 2024 tax position
📈 GROWTH & PROFIT
Growth only works if it doesn’t break your margins or cash flow
Mistakes in Your Business Are Hurting Your Cash Flow
Is your cash flow hurting because of mistakes in your sales / delivery processes that you don’t know about? Read on to learn more.
Growing Broke
Growing broke happens when revenue rises but profit & cash fall. Learn how growing broke occurs & what to fix before growth hurts your business
How My Bucket Accounting System Helps You Grow Profitably (and Avoid Growing Broke)
My Bucket Accounting System shows you where your profit really comes from, helping you make better decisions & avoid growing broke
🚀 STARTING & STAYING AFLOAT
Early decisions and tough periods are where most businesses get stuck.
Changes to Statutory Demands
Are you aware that changes to statutory demands on 31 December could increase the risk that a creditor commences action to close your business?
Are you trading insolvent?
If you are suffering from financial distress and paying suppliers late, from 1 January 2021 onwards, you as the director may face civil and criminal penalties as well as being personally liable to pay back business debts. Today you have just 37 business days left to do something about this.
In Financial Distress? – Safe Harbour vs proposed new Debt Restructuring process
If your business is in financial distress, compare the new proposed debt restructuring process with the existing safe harbour laws
🏗 PEOPLE & OPERATIONS
Strong businesses are built on people, systems, and structure.
2023 – 2024 Annual Wage Review
Don’t forget for all pay periods starting on or after 1 July 2024 you need to consider the Fair Work Commission’s 2023 – 2024 annual wage review.
Superannuation changes 1 July 2024
Don’t forget that from 1 July 2024 all your staff are entitled to a minimum of 11.5% superannuation
Payday Super Submission
Here is my feedback around payday super and the “Securing Australians’ Superannuation Budget 2023-24 Consultation paper”
🧠 DECISIONS & DIRECTION
Better decisions come from clarity, not just more information.
If the Going is Really easy
If the Going is Really easy, beware, you may be going downhill!
May the Force be with You
May the Force be with You
Not His Livelihood
I see lots of posts about matching your work and passion. But I don’t necessarily agree with this concept
💡 BUSINESS SUPPORT PROGRAMS
Beyond funding, there are programs designed to support business growth and capability
NSW Going Global Export Program Health to Korea – BioKorea
Biotech business thinking of expanding to Korea, then the NSW Going Global Export Program Health to Korea program may be for you.
Thinking of a setting up a Social Enterprise
There is no such legal structure as a Social Enterprise in Australia so this is aimed to help you understand more about social enterprises
NSW Going Global Export Program – Health to USA
If you are a biotech health business and thinking of expanding to the USA, the NSW Going Global Export Program Health to USA may be for you
Click on the below buttons to access other free Resources developed by Wayne Wanders, A Real CFO to help your business scale and grow profitably
And Wayne is always posting about new grants, funding options and other resources on LinkedIn that can help your business scale and grow profitably. Click on the below links and connect with Wayne or follow A Real CFO on LinkedIn.
Want a confidential discussion on your business situation, simply email or call me.
