Financial Insights to Fund, Grow, and Run a Better Business
Practical CFO thinking on cash flow management, SME growth, and strategic decision-making, built for founders who want to scale without breaking
Start Here
If you’re not sure where to begin, these core concepts will give you the biggest shift in clarity the fastest.
Controlling the Controllables Focus on what actually moves your business, and stop wasting energy where it doesn’t.
Understanding Your Numbers If you don’t understand your numbers, you can’t control your business.
Avoid the Valley Of Death Most businesses don’t run out of opportunity, they run out of cash before they reach the other side. This is a practical guide to recognising and navigating the stage of growth where increasing complexity and pressure can quietly derail a business before it stabilises.
Funding & Grants
Looking for funding opportunities, grants, or support programs?
Explore our full funding library with opportunities, eligibility insights, and application guidance.
Financial Insights to Fund, Grow, and Run a Better Business – Browse by Topic
📊 Cash Flow & Numbers Understand your money, where it’s going, and what’s coming next. 👉
📈 Growth & Profit Grow revenue without losing control of margins or SME profit stability. 👉
🚀 Starting & Staying Afloat Get set up properly or regain control when cash flow feels tight. 👉
🏗 People & Operations Build the team, systems, and structure that reduce founder dependency. 👉
🧠 Decisions & Direction Focus on what matters and make better strategic business decisions.👉
💡 Business Support Programs Explore government programs, initiatives, and practical resources for Australian businesses. 👉
Not sure what actually applies to your business? To get a clearer view of your funding and growth options, simply email or call me.
📊 CASH FLOW & NUMBERS
If you don’t understand your numbers, you can’t control your business.
Mistakes in your business are hurting your cash flow
Is your cash flow hurting because of mistakes in your sales / delivery processes that you don’t know about? Read on to learn more.
2022 Tax Tips – Bad Debts
Today I want give you another 2022 financial year Tax Planning tip and that is around writing off any Bad Debts before 1 July 2022.
2022 Tax Taps – Pay Your Super Early
Today I want give you a 2022 financial year Tax Planning tip. And that is to pay to your super early, before 1 July 2022 if you can
📈 GROWTH & PROFIT
Growth only works if it doesn’t break your margins or cash flow
Solve Bigger Problems, and Your Business Will Grow
When you solve bigger problems, value becomes obvious, and price becomes secondary.
2026 New Years Wishes
Here’s to bold thinking, smart strategy, and a year of meaningful, profitable progress.
Let’s make 2026 your strongest year yet.
Understanding Your Business Numbers: The Key to Profitable Growth
Learn how understanding your business numbers helps you make better decisions, improve profitability, and grow without losing control.
🚀 STARTING & STAYING AFLOAT
Early decisions and tough periods are where most businesses get stuck.
Changes to Statutory Demands
Are you aware that changes to statutory demands on 31 December could increase the risk that a creditor commences action to close your business?
Are you trading insolvent?
If you are suffering from financial distress and paying suppliers late, from 1 January 2021 onwards, you as the director may face civil and criminal penalties as well as being personally liable to pay back business debts. Today you have just 37 business days left to do something about this.
In Financial Distress? – Safe Harbour vs proposed new Debt Restructuring process
If your business is in financial distress, compare the new proposed debt restructuring process with the existing safe harbour laws
🏗 PEOPLE & OPERATIONS
Strong businesses are built on people, systems, and structure.
Unfair Contract legislation is changing from 10 November 2023
Did you know that from 10 November 2023, more of your customers may come under the unfair contract legislation.
Thinking of a 2023 Christmas shutdown for your business – then you need to read this
If you are thinking of a Christmas shutdown for your business in December 2023 / January 2024, you need to be aware of the rules around this
Changes are coming to the Professional Employees Award 2020
Changes coming in terms of the Professional Employees Award around ordinary hours of work and overtime payments.
🧠 DECISIONS & DIRECTION
Better decisions come from clarity, not just more information.
May the Force be with You
May the Force be with You
Not His Livelihood
I see lots of posts about matching your work and passion. But I don’t necessarily agree with this concept
The road is a tunnel
Operating a business is just like driving a 4wd where the road is a tunnel. Don’t just look at the area in front, but look to the sides and even above your vehicle for obstacles, challenges and opportunities ahead. Typically, when 4wd driving it is low hanging branches or a way to get around an obstacle.
💡 BUSINESS SUPPORT PROGRAMS
Beyond funding, there are programs designed to support business growth and capability
NSW Going Global Export Program Health to Korea – BioKorea
Biotech business thinking of expanding to Korea, then the NSW Going Global Export Program Health to Korea program may be for you.
Thinking of a setting up a Social Enterprise
There is no such legal structure as a Social Enterprise in Australia so this is aimed to help you understand more about social enterprises
NSW Going Global Export Program – Health to USA
If you are a biotech health business and thinking of expanding to the USA, the NSW Going Global Export Program Health to USA may be for you
And Wayne is always posting about new grants, funding options and other resources on LinkedIn that can help your business scale and grow profitably. Click on the below links and connect with Wayne or follow A Real CFO on LinkedIn.
Want a confidential discussion on your business situation, simply email or call me.
