Financial Insights to Fund, Grow, and Run a Better Business
Practical CFO thinking on cash flow management, SME growth, and strategic decision-making, built for founders who want to scale without breaking
Start Here
If you’re not sure where to begin, these core concepts will give you the biggest shift in clarity the fastest.
Controlling the Controllables Focus on what actually moves your business, and stop wasting energy where it doesn’t. Learn how to gain clarity, act earlier, and stay in control under pressure.
Understanding Your Numbers If you don’t understand your numbers, you can’t control your business. Stop “Growing Broke”. Download practical guide to the Bucket Accounting System and see what is actually driving your business profit
Avoid the Valley Of Death Most businesses don’t run out of opportunity, they run out of cash before they reach the other side. This is a practical guide to recognising and navigating the stage of growth where increasing complexity and pressure can quietly derail a business before it stabilises.
Funding & Grants
Looking for funding opportunities, grants, or support programs?
Explore our full funding library with opportunities, eligibility insights, and application guidance.
Financial Insights to Fund, Grow, and Run a Better Business – Browse by Topic
📊 Cash Flow & Numbers Understand your money, where it’s going, and what’s coming next. 👉
📈 Growth & Profit Grow revenue without losing control of margins or SME profit stability. 👉
🚀 Starting & Staying Afloat Get set up properly or regain control when cash flow feels tight. 👉
🏗 People & Operations Build the team, systems, and structure that reduce founder dependency. 👉
🧠 Decisions & Direction Focus on what matters and make better strategic business decisions.👉
💡 Business Support Programs Explore government programs, initiatives, and practical resources for Australian businesses. 👉
Not sure what actually applies to your business? To get a clearer view of your funding and growth options, simply email or call me.
📊 CASH FLOW & NUMBERS
If you don’t understand your numbers, you can’t control your business.
2022 Tax Tips – Temporary Full Expensing
Today I want give you another 2022 financial year Tax Planning tip and that is around temporary full expensing.
2022 Tax Tips – Loss Carry Back
One of the measures the Federal Government announced to help businesses during COVID was the Loss Carry Back Tax offset
How to get paid quicker by changing your invoice
Want to get paid quicker? There here are some simple changes you can make to your invoice so it is easier for your customers to pay you.
📈 GROWTH & PROFIT
Growth only works if it doesn’t break your margins or cash flow
Why Business Goals Should Be FAST (Not SMART)
SMART goals are helpful, but they’re no longer enough for growth. That’s why it’s time to shift from SMART goals to FAST goals.
Introduction to University Accelerators / Incubators in NSW
Founder looking for some support in 2026 from one of the various university accelerators / incubators in NSW, here is a list I am aware of.
2025 Christmas Wishes
As we wrap up another year of helping business owners scale, grow & navigate their finances, I want to thank you for your trust & partnership
🚀 STARTING & STAYING AFLOAT
Early decisions and tough periods are where most businesses get stuck.
Extension of the temporary relief for financially distressed businesses
Today the Federal Government announced an extension of the temporary relief for financially distressed businesses.
Would you leave your front door wide open with a sign inviting burglars into your house?
As a business owner, you could be letting your creditors walk in your front door and not just take your contents, but the house itself! ! Read on the learn how to lock your front door
Warning for Small Business
Warning for Small Business, if you don’t want your doors closing for good, you need to start planning now to transform your business so you can survive
🏗 PEOPLE & OPERATIONS
Strong businesses are built on people, systems, and structure.
2022 Jobs and Skills Summit
2022 Jobs and Skills Summit1.0 Introduction This week we will see a bunch of people get together at the 2022 Jobs and Skills Summit to discuss how to address the shortage of appropriate workers many businesses in the Australian economy are facing. This get...
Superannuation changes 1 July 2022
Don’t forget that from 1 July 2022 all your staff are entitled to 10.5% compulsory superannuation
Don’t forget the Annual Wage Review 2021–22
Don’t forget for any full pay period starting on or after 1 July 2022, your staff may be entitled to a pay rise under the Annual Wage Review
🧠 DECISIONS & DIRECTION
Better decisions come from clarity, not just more information.
Is Decision Fatigue Hurting your business?
How will you change your decision making processes to stop decision fatigue hurting your business?
Focus on your strengths, not your weaknesses
It is my belief that there is no point focusing on your weaknesses, you have to focus on your strengths and double down on them
Even the best laid plans need to change
in business, even the best laid plans need to change. You can have it all planned out but a change in weather, like the restrictions imposed under Covid, can force a change.
💡 BUSINESS SUPPORT PROGRAMS
Beyond funding, there are programs designed to support business growth and capability
NSW Going Global Export Program – Fintech to USA
If you are a Fintech business and thinking of expanding to the USA, the NSW Going Global Export Program Fintech to USA may be for you.
NSW Going Global Export Program – Edtech to USA
If you are a Edtech business and thinking of expanding to the USA, the NSW Going Global Export Program Edtech to USA may be for you
NSW Going Global Export Program Wine to Vietnam
If your business is looking to export wine to Vietnam then the NSW Going Global Export Program – Wine to Vietnam program may be for you.
Click on the below buttons to access other free Resources developed by Wayne Wanders, A Real CFO to help your business scale and grow profitably
And Wayne is always posting about new grants, funding options and other resources on LinkedIn that can help your business scale and grow profitably. Click on the below links and connect with Wayne or follow A Real CFO on LinkedIn.
Want a confidential discussion on your business situation, simply email or call me.