Financial Insights to Fund, Grow, and Run a Better Business
Practical CFO thinking on cash flow management, SME growth, and strategic decision-making, built for founders who want to scale without breaking
Start Here
If you’re not sure where to begin, these core concepts will give you the biggest shift in clarity the fastest.
Controlling the Controllables Focus on what actually moves your business, and stop wasting energy where it doesn’t.
Understanding Your Numbers If you don’t understand your numbers, you can’t control your business.
Avoid the Valley Of Death Most businesses don’t run out of opportunity, they run out of cash before they reach the other side. This is a practical guide to recognising and navigating the stage of growth where increasing complexity and pressure can quietly derail a business before it stabilises.
Funding & Grants
Looking for funding opportunities, grants, or support programs?
Explore our full funding library with opportunities, eligibility insights, and application guidance.
Financial Insights to Fund, Grow, and Run a Better Business – Browse by Topic
📊 Cash Flow & Numbers Understand your money, where it’s going, and what’s coming next. 👉
📈 Growth & Profit Grow revenue without losing control of margins or SME profit stability. 👉
🚀 Starting & Staying Afloat Get set up properly or regain control when cash flow feels tight. 👉
🏗 People & Operations Build the team, systems, and structure that reduce founder dependency. 👉
🧠 Decisions & Direction Focus on what matters and make better strategic business decisions.👉
💡 Business Support Programs Explore government programs, initiatives, and practical resources for Australian businesses. 👉
Not sure what actually applies to your business? To get a clearer view of your funding and growth options, simply email or call me.
📊 CASH FLOW & NUMBERS
If you don’t understand your numbers, you can’t control your business.
2022 Tax tips – How to Engineer a Tax refund this year
Did you know that the combination of the Loss Carry Back and the Temporary Full expensing provisions may help you engineer a tax refund?
2022 Tax Tips – Temporary Full Expensing
Today I want give you another 2022 financial year Tax Planning tip and that is around temporary full expensing.
2022 Tax Tips – Loss Carry Back
One of the measures the Federal Government announced to help businesses during COVID was the Loss Carry Back Tax offset
📈 GROWTH & PROFIT
Growth only works if it doesn’t break your margins or cash flow
Stop Start Keep
If you want 2026 to be a year of clarity, momentum and better decisions — this Stop Start Keep exercise is powerful place to start.
Control the Controllables
So take a page from Glenn McGrath’s playbook. Focus only on what you can influence and Control the controllables, and innovate now.
Why Business Goals Should Be FAST (Not SMART)
SMART goals are helpful, but they’re no longer enough for growth. That’s why it’s time to shift from SMART goals to FAST goals.
🚀 STARTING & STAYING AFLOAT
Early decisions and tough periods are where most businesses get stuck.
What is Voluntary Administration?
If your business is suffering from financial distress, learn whether voluntary administration is right for you
What is the proposed new Debt Restructuring Process?
Learn more about the new formal debtor in possession debt restructuring process announced by the Federal Govt recently.
What is Safe Harbour
Learn more about the Safe Harbour Laws and how they can help save your business if it is suffering from financial distress
🏗 PEOPLE & OPERATIONS
Strong businesses are built on people, systems, and structure.
1 October 2022 Pay Rate Changes
Don’t forget the 1 October 2022 Pay Rate changes for any of your staff on selected awards, they may be entitled to a pay rise
Struggling to Find Experienced staff
If you are struggling to find experienced staff, Cadel Evan’s EMC theory of how he selected his team members when he was professionally riding both mountain and road bikes may be able to help.
Right now, many business owners are struggling to find experienced staff to fill vacancies
The Christmas Shutdown may be changing
If you are thinking of a Christmas shutdown for your business in December 2022 / January 2023, you need to be aware of this.
🧠 DECISIONS & DIRECTION
Better decisions come from clarity, not just more information.
A powerful reminder of the value of networking the right way
A powerful reminder of the value of networking the right way
What sporting clubs can teach business 2020
Do you think that sporting clubs can teach business a trick or two? Well I do. Read this to learn why i believe this
Invest in Yourself
What is the best investment you will ever make? Is it in shares, property, gold None of them. The best investment you can make is in yourself
💡 BUSINESS SUPPORT PROGRAMS
Beyond funding, there are programs designed to support business growth and capability
NSW Going Global Export Program Food & Beverage to ASEAN
Food & Beverage business thinking of attending THAIFEX 2025, the NSW Going Global Export Program Food & Beverage to ASEAN program may be for you
NSW Going Global Export Program Food & Beverage to Japan
If you an Food & Beverage business thinking of expanding to Japan the NSW Going Global Export Program Food & Beverage to Japan program may be for you.
Tech Ready Women Female Founder Startup Program 2025 Cohort 1
The Tech Ready Women Female Founder Startup Program is a program to help NSW female founders to test and launch their idea in the market
And Wayne is always posting about new grants, funding options and other resources on LinkedIn that can help your business scale and grow profitably. Click on the below links and connect with Wayne or follow A Real CFO on LinkedIn.
Want a confidential discussion on your business situation, simply email or call me.