Financial Insights to Fund, Grow, and Run a Better Business
Practical CFO thinking on cash flow management, SME growth, and strategic decision-making, built for founders who want to scale without breaking
Start Here
If you’re not sure where to begin, these core concepts will give you the biggest shift in clarity the fastest.
Controlling the Controllables Focus on what actually moves your business, and stop wasting energy where it doesn’t.
Understanding Your Numbers If you don’t understand your numbers, you can’t control your business.
Avoid the Valley Of Death Most businesses don’t run out of opportunity, they run out of cash before they reach the other side. This is a practical guide to recognising and navigating the stage of growth where increasing complexity and pressure can quietly derail a business before it stabilises.
Funding & Grants
Looking for funding opportunities, grants, or support programs?
Explore our full funding library with opportunities, eligibility insights, and application guidance.
Financial Insights to Fund, Grow, and Run a Better Business – Browse by Topic
📊 Cash Flow & Numbers Understand your money, where it’s going, and what’s coming next. 👉
📈 Growth & Profit Grow revenue without losing control of margins or SME profit stability. 👉
🚀 Starting & Staying Afloat Get set up properly or regain control when cash flow feels tight. 👉
🏗 People & Operations Build the team, systems, and structure that reduce founder dependency. 👉
🧠 Decisions & Direction Focus on what matters and make better strategic business decisions.👉
💡 Business Support Programs Explore government programs, initiatives, and practical resources for Australian businesses. 👉
Not sure what actually applies to your business? To get a clearer view of your funding and growth options, simply email or call me.
📊 CASH FLOW & NUMBERS
If you don’t understand your numbers, you can’t control your business.
2024 Business Tax Tips
With the end of the tax year fast approaching, here are 8 business tax tips to legally minimise your 2024 tax position
Small business instant asset write-off reminder
If you are a business with annual turnover of less than $10m, don’t forget that the small business instant asset write-off of up to $20,000 per eligible asset finishes on 30 June 2024.
Temporary Full Expensing finishes 30 June 2023
One of the stimulus measures announced during Covid was temporary full expensing which will finish on 30 June 2023
📈 GROWTH & PROFIT
Growth only works if it doesn’t break your margins or cash flow
Growing Broke
Growing broke happens when revenue rises but profit & cash fall. Learn how growing broke occurs & what to fix before growth hurts your business
How My Bucket Accounting System Helps You Grow Profitably (and Avoid Growing Broke)
My Bucket Accounting System shows you where your profit really comes from, helping you make better decisions & avoid growing broke
The Benefits of Forecasting
The benefits of forecasting include better decision-making, early cash flow visibility and proactive planning for business owners.
🚀 STARTING & STAYING AFLOAT
Early decisions and tough periods are where most businesses get stuck.
Do you have a ATO Debt?
If you have a debt payable to ATO you need to read the attached PDF to learn:
• 3 reasons why you should negotiate a repayment plan with the ATO now
• What you should do before you enter into a repayment plan over your ATO Debt
Business Survival rates
If you want to increase your business survival rates, you need to know now if your business has adequate cashflow going forward
Why the temporary safe harbour may be ineffective
If your business is currently in financial distress, a misplaced “and” in the legislation may mean the temporary safe harbour is ineffective
🏗 PEOPLE & OPERATIONS
Strong businesses are built on people, systems, and structure.
2023 – 2024 Annual Wage Review
Don’t forget for all pay periods starting on or after 1 July 2024 you need to consider the Fair Work Commission’s 2023 – 2024 annual wage review.
Superannuation changes 1 July 2024
Don’t forget that from 1 July 2024 all your staff are entitled to a minimum of 11.5% superannuation
Payday Super Submission
Here is my feedback around payday super and the “Securing Australians’ Superannuation Budget 2023-24 Consultation paper”
🧠 DECISIONS & DIRECTION
Better decisions come from clarity, not just more information.
Mental Health for Business owners
Please access Beyond Blue’s free and confidential mental health program, developed to give small business owners the support they need
Happy Mate Day
Happy Mate Day – May 8
If the Going is Really easy
If the Going is Really easy, beware, you may be going downhill!
💡 BUSINESS SUPPORT PROGRAMS
Beyond funding, there are programs designed to support business growth and capability
NSW Going Global Export Program Food & Beverage to South Korea & Japan
If you are a Food & Beverage Business, the NSW Going Global Export Program Food & Beverage to South Korea & Japan program may be for you
NSW Going Global Export Program – Cleantech to Malaysia & Singapore
If you are a clean technology business have a look at the NSW Going Global Export Program Cleantech to Malaysia & Singapore
Want some free Business Advice?
Read about the Pros and cons of using ChatGPT for Free Business Advice and learn how you can get free business advice from Wayne Wanders
And Wayne is always posting about new grants, funding options and other resources on LinkedIn that can help your business scale and grow profitably. Click on the below links and connect with Wayne or follow A Real CFO on LinkedIn.
Want a confidential discussion on your business situation, simply email or call me.
